Financial Planning

A structured process designed to understand your core values and build a plan to achieve your goals.

Investment Management

Management of your portfolio in line with your goals and risk tolerance.

Financial Planning Process


We begin by meeting and determining if our services are a mutual fit.  Then we learn more detail about your goals, challenges, and values.  

Plan Development

Next, we organize all of your financial information and centralized within our financial planning software. We look at different scenarios to accomplish your goals.  We iterate through this process until you are satisfied with the plan.

Ongoing Service

Delivery of the plan is not the end of the process.  We check in on progress on a quarterly basis and update the plan as action items are checked off and new goals or challenges arise.

Planning Topics

Cash Flow Management

Your life is busy and you have many demands. You're making a great salary, but where does it all go? Working together, we organize and categorize your monthly expenses, then look to optimize. Oftentimes, there are easy ways to redirect spending to help fulfill your goals.

Retirement Planning

Whether you are planning to work until 70, or are part of the FIRE (Financial Independence, Retire Early) crowd, planning for your life after your career is a challenge that we can tackle together. We will work with you to ensure that you'll never worry about running out of money.

College Savings

The University of California estimates that students should expect to pay 37-41K for a year of education in 2023-24 - and that reflects the in-state discount! Helping your children avoid taking on large amounts of debt for college is a goal that many families have, and we can help you along that journey, even if it's a long way off.

Tax Planning & Strategy

We analyze your financial situation, identify tax-saving opportunities, and develop customized strategies, including retirement plan contributions, tax-loss harvesting, and optimized asset allocation. Our proactive approach helps you navigate changing tax laws and ensures compliance while maximizing your financial growth.

Equity Grants

What should I do with my RSUs? We provide our clients advice on how to manage their RSUs and ensure that their jobs and their life savings aren't completely tied up in the same company.

Estate Planning

Not sure where to start with Estate Planning? You're not alone. We can help safeguard your legacy by creating a strategic plan for the transfer and protection of your assets. We collaborate with legal experts to develop personalized solutions, including wills, trusts, and beneficiary designations. Our goal is to minimize estate taxes, ensure your wishes are honored, and provide financial security for your loved ones.

common questions

Financial planning is a collaborative process where we spend the first few sessions digging into your particular situation, and organizing your current financial state.  This allows us to then pivot to possibilities for the future, and build a roadmap to get there.  It’s intended to be a long-term partnership where we work together to build your future.

The initial sessions can take some time, especially if getting together all of your financial documents takes some additional effort.  We can work around your schedule and break things up as needed.

You can schedule an initial consultation here.  There are no obligations, just a chance for us to get to know each other, answer questions, and see if we are a fit for each other.

Since each client’s needs are specific to them, the fees can also vary depending on the engagement.  Typically, there’s a fee to develop the initial financial plan, and then there’s a quarterly fee deducted from the accounts that we manage.

Financial planning is valuable for most people.  If you’re not comfortable with working with your finances, it can be indispensable.  If you’re more financially savvy, but don’t have the time to devote to planning, getting an outside perspective can be a great help.

We have an office in Mill Valley for those who like to meet in person, and we have found that many clients prefer to meet over Zoom.  We accommodate both, and can also meet at your home or office.